An article in this weekend's newspaper analyzed the payback of a college degree - Does It Pay to Go to College? by Scott Burns, reminded me of the cost-benefit analysis I've been intending to do.  The unchallenged cultural assumption in modern America is that "you must go to college" or be forever lost as a second class citizen trapped in life long poverty. Let's put a pencil to this assumption and see if your typical college student is really better off...  You may be suprised to learn that an entry level worker could own a $125,000 home at age 22 free and clear with no mortgage while the typical student would need to borrow over $100,000 to buy the same home.  The young entrepreneur has 4 years work experience, owns his home outright, and is already saving for retirement while the new graduate ponders 30 years of mortgage payments [More...]

Anyone considering leaving a corporate job and starting a family business encounters the daunting issue of health insurance costs.  Replacing the full coverage typically offered to corporate employees can easily cost over $1200 every month!  Such high costs deter many potential entrepreneurs from even considering leaving their job and its fringe benefits.  Here's our solution for prudently providing for healthcare expenses that could wreck family finances for generations, but at a fraction of full-coverage cost...